https://www.rhinofoodsfoundation.org/timeline-feed daily 0.75 2023-07-19 https://www.rhinofoodsfoundation.org/timeline-feed/stanford-b-lab-the-social-impact-feature monthly 0.5 2023-07-19 https://www.rhinofoodsfoundation.org/timeline-feed/80-vt-businesses-5-lending-partners monthly 0.5 2023-07-19 https://www.rhinofoodsfoundation.org/timeline-feed/forbes-highlights-income-advance monthly 0.5 2023-07-19 https://www.rhinofoodsfoundation.org/timeline-feed/covid-shifts-foundation-focus monthly 0.5 2023-07-19 https://www.rhinofoodsfoundation.org/timeline-feed/carhartt-adopts-income-advance monthly 0.5 2023-07-19 https://www.rhinofoodsfoundation.org/timeline-feed/fsg-talent-rewire-innovation-lab monthly 0.5 2023-07-18 https://www.rhinofoodsfoundation.org/timeline-feed/b-lab-partnership monthly 0.5 2023-07-18 https://www.rhinofoodsfoundation.org/timeline-feed/rhino-foods-foundation-established monthly 0.5 2023-07-18 https://www.rhinofoodsfoundation.org/timeline-feed/rhino-goes-to-stanford monthly 0.5 2023-07-18 https://www.rhinofoodsfoundation.org/timeline-feed/wall-street-journal-feature monthly 0.5 2023-07-18 https://www.rhinofoodsfoundation.org/timeline-feed/rhino-gets-attention-of-finra-foundation monthly 0.5 2023-07-18 https://www.rhinofoodsfoundation.org/timeline-feed/launch-rl7e4 monthly 0.5 2023-07-18 https://www.rhinofoodsfoundation.org/timeline-feed/launch monthly 0.5 2023-07-18 https://www.rhinofoodsfoundation.org/news-stories daily 0.75 2026-01-12 https://www.rhinofoodsfoundation.org/news-stories/on-the-road monthly 0.5 2025-12-19 https://www.rhinofoodsfoundation.org/news-stories/growing-roots-in-maine monthly 0.5 2026-01-12 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/1766065865567-GBILM3X4VRG4GKQ7PMFI/Copy+of+RFF+Annual+Report+2025+for+Print.png News & Stories - Growing Roots in Maine: Income Advance Program Expands Across the State - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.rhinofoodsfoundation.org/news-stories/breaking-the-cycle monthly 0.5 2025-10-07 https://www.rhinofoodsfoundation.org/news-stories/industry-ignited-podcast-spreading-the-mission-of-innovative-workplace-practices monthly 0.5 2025-10-16 https://www.rhinofoodsfoundation.org/news-stories/the-numbers-are-in-2024-program-growth monthly 0.5 2025-04-22 https://www.rhinofoodsfoundation.org/news-stories/community-credit-union monthly 0.5 2025-04-18 https://www.rhinofoodsfoundation.org/news-stories/black-americans-leadership-in-labor-rights-and-workplace-innovation monthly 0.5 2025-02-25 https://www.rhinofoodsfoundation.org/news-stories/treasurys-national-strategy-for-financial-inclusion-aligning-workplace-solutions-with-national-objectives monthly 0.5 2025-10-01 https://www.rhinofoodsfoundation.org/news-stories/access-to-credit monthly 0.5 2025-03-14 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/e0793bfc-b572-4325-b731-26642466177e/Blue+and+Pink+Colorful+Simple+Developing+Strategic+Planning+Diagram+Graph+%288%29.png News & Stories - Access to credit: How the Income Advance Program stacks up - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.rhinofoodsfoundation.org/news-stories/income-advance-gold-standard monthly 0.5 2024-09-02 https://www.rhinofoodsfoundation.org/news-stories/income-advance-reaches-100-vermont-businesses monthly 0.5 2024-07-31 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/20cd7235-438e-4eb6-94c3-87997b01d188/BOTH+-+Income+Advance+Follow+Up+Info+%282%29.png News & Stories - Income Advance Reaches 100+ Vermont Businesses: The Demand for Financial Wellness Programs at Work - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/27ef63ae-ec83-492b-a9d2-7c6ba9bf5560/BOTH+-+Income+Advance+Follow+Up+Info.png News & Stories - Income Advance Reaches 100+ Vermont Businesses: The Demand for Financial Wellness Programs at Work - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/c6a09c40-957b-41ef-bfcf-b013d3e6bb8e/BOTH+-+Income+Advance+Follow+Up+Info+%281%29.png News & Stories - Income Advance Reaches 100+ Vermont Businesses: The Demand for Financial Wellness Programs at Work - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.rhinofoodsfoundation.org/news-stories/earned-wage-access monthly 0.5 2024-05-21 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/cf240f9e-c742-4d02-9deb-6af6934784e1/IA+EWA+D2C+chart.png News & Stories - Earned Wage Access and the Income Advance Program: What’s the difference? - While Income Advance provides employees with access to emergency funds without the need for a credit check, repayment is reported to credit bureaus and positively impacts the borrower’s credit score - building long-term financial security and opening access to opportunities for future, more favorable financing on products like auto loans or home mortgages. Like EWA, Income Advance loans ensure emergency funds reach employees within 24 hours and are repaid via payroll deduction, but unlike EWA programs, employees can continue recurring deductions post-loan repayment into a savings account for the employee's long-term financial benefit. https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/b7d36b54-5dac-4049-9b9c-c713ca5be5e7/Fee+Chart.png News & Stories - Earned Wage Access and the Income Advance Program: What’s the difference? - A study from the Financial Health Network found that over 70% of consumers took two or more advances in consecutive semi-monthly periods. From a cost perspective, while a single transaction fee may not seem significant, the average fee in a per-transaction model is $4.07, and when consumers repeatedly request advances, these costs quickly accumulate. The table to the left shows a breakdown of the various fee structures on the market and how costs can add up. https://www.rhinofoodsfoundation.org/news-stories/responsive-workplace-practices-begin-with-listening monthly 0.5 2024-03-07 https://www.rhinofoodsfoundation.org/news-stories/rhino-foods-foundation-receives-300000-from-mampt-banks-amplify-fund monthly 0.5 2024-02-15 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/c5cd4ec6-0183-4b52-8524-9c17aec458ce/EHL+Logo.png News & Stories - RHINO FOODS FOUNDATION RECEIVES $300,000 FROM M&T BANK’S AMPLIFY FUND - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.rhinofoodsfoundation.org/news-stories/welcome-the-2024-board-of-directors monthly 0.5 2023-12-07 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/1701894615258-21DRROZRDL75HH9ZXQZ9/White+Red+Simple+Fundraising+Charity+Night+Billboard+%284%29.png News & Stories - Get to know the newest members of our Board of Directors - Susan Sarver, Founder, Sarver Consulting Susan is an accomplished nonprofit executive with experience in program development and management, oversight of research projects and grants, and the development and execution of professional training programs and education conferences. She is a recognized expert in the development of programs and products that support the financial wellbeing of lower-wage workers and meet important needs for employers and communities. https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/1701809232570-16GMDW1V4QY9HVBBSJUN/Justin_Headshot_2022.jpg News & Stories - Get to know the newest members of our Board of Directors - Justin Worthley, Senior Vice President of People & Culture, Burton Snowboards Justin has spent the majority of his career working for world class values-led brands, nearly all rooted in his home state of Vermont. He is currently the Senior Vice President of People & Culture at Burton Snowboards, based in Burlington. Since joining Burton in 2011, he's been proud to help Burton navigate a number of challenges and opportunities and emerge with a stronger business and values-led Purpose and Culture. https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/949a0629-7705-481a-ac0b-1bac3e909ad0/TBR_edited.jpg News & Stories - Get to know the newest members of our Board of Directors - Tynesia Boyea-Robinson, President and CEO, CapEQ As an entrepreneur, Six Sigma blackbelt, and technologist, Tynesia helps businesses achieve their true potential through social impact. She has been religiously leading and writing about enterprises that “do well and do good” for over a decade. https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/2fcab105-ed4e-4d52-9217-954cdadf6b5d/RCantz+-+head+shot+%281%29.jpg News & Stories - Get to know the newest members of our Board of Directors - Richard Cantz, Retd., President & CEO, Goodwill Industries of Northern New England Rich was named President and CEO of Goodwill Northern New England in July, 2018. A nonprofit social enterprise for over 100 years, Goodwill at its core reflects social, economic and environmental sustainability, with a goal of moving 10,000 households in the region into stability. https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/66114449-9749-485c-8f1d-37aa8a5cf912/image0+%282%29.jpg News & Stories - Get to know the newest members of our Board of Directors - John Cammack, Impact Investor & Entrepreneur John is an Angel Investor and entrepreneur specializing in technologies advancing brain fitness, educational attainment and behavioral change. He spent 18 years in senior management at T. Rowe Price. https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/1701809195298-J07JUSEQJKGLGWQS24VK/Monica+Kumar+2023.jpg News & Stories - Get to know the newest members of our Board of Directors - Monica Kumar, Belonging & Inclusion Strategist, Program Leader, Groundwater Institute Monica was born in London, England where she attended law school and practiced human rights & immigration law. She also worked as a commercial lawyer in the Turks and Caicos Islands. Building equitable communities and creating opportunities for people to inclusively engage in hard conversations and experiences has always played a central role in her life and work. https://www.rhinofoodsfoundation.org/news-stories/employeeexchangeblog122023 monthly 0.5 2023-12-06 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/b8321995-4b3a-4638-9a6f-ef6e32f506df/20230102-Rhino-128.png News & Stories - Downsize seasonal layoffs, not your team - In 1993, Rhino Foods was faced with the issue of excess staffing brought on by efficiency improvements and the seasonality of the ice cream industry. Ted, the owner of Rhino Foods, wasn’t interested in laying off employees. Instead, he turned to his staff to explore creative solutions to reduce the staff while maintaining well-trained employees for the long-term. https://www.rhinofoodsfoundation.org/news-stories/empowering-workers-for-a-brighter-future monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/news-stories/old-news-vt-digger-looks-to-income-advance-as-an-alternative-to-predatory-lending monthly 0.5 2023-09-14 https://www.rhinofoodsfoundation.org/news-stories/old-news-vermont-biz monthly 0.5 2023-09-14 https://www.rhinofoodsfoundation.org/news-stories/old-news-shrm-highlights-income-advance-as-an-employee-benefit monthly 0.5 2023-09-14 https://www.rhinofoodsfoundation.org/news-stories/old-news-forbes-profiles-the-income-advance-program-as-a-way-to-address-vulnerability-during-the-covid-19-pandemic monthly 0.5 2023-09-13 https://www.rhinofoodsfoundation.org/news-stories/old-news-wall-street-journal-features-rhino-foods-and-income-advance monthly 0.5 2023-09-13 https://www.rhinofoodsfoundation.org/news-stories/category/Income+Advance monthly 0.5 https://www.rhinofoodsfoundation.org/news-stories/category/Opportunity+Employment monthly 0.5 https://www.rhinofoodsfoundation.org/news-stories/category/Employee+Exchange monthly 0.5 https://www.rhinofoodsfoundation.org/news-stories/tag/Income+Advance monthly 0.5 https://www.rhinofoodsfoundation.org/news-stories/tag/Opportunity+Employment monthly 0.5 https://www.rhinofoodsfoundation.org/news-stories/tag/Employee+Exchange monthly 0.5 https://www.rhinofoodsfoundation.org/resources-feed daily 0.75 2025-10-10 https://www.rhinofoodsfoundation.org/resources-feed/case-study-north-country-federal-credit-union monthly 0.5 2025-10-10 https://www.rhinofoodsfoundation.org/resources-feed/employee-exchange-timesheet-template monthly 0.5 2023-12-08 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/3a7a7c03-34be-481c-bb9d-11cf01ffe24f/Employee+Exchange+Timesheet+Template Resources feed - Employee Exchange Timesheet Template - Keeping an accurate accounting of employee hours during the exchange is critical to the program’s success. As outlined in the program agreement, these hours will be the basis of how you invoice partners. Click the image or here to download the template and adapt it to make it work for your organization and partners. https://www.rhinofoodsfoundation.org/resources-feed/employee-exchange-program-agreement-template monthly 0.5 2023-12-08 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/3c4a9650-7702-41d2-974a-8e25e33c10d9/Employee+Exchange+Agreement+Template Resources feed - Employee Exchange Program Agreement Template - Don’t start from zero. This template outlines what Rhino has identified over the years as the most important considerations and program parameters for a successful Employee Exchange. Click the image or here to download the template and adapt it to make it work for your organization and partners. https://www.rhinofoodsfoundation.org/resources-feed/my0k0id0ej4q2dby558ujmgxvsl01p monthly 0.5 2023-09-20 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/5c90497c-fe06-45ed-82f8-49d946f33aeb/Screenshot+%2885%29.png Resources feed - Sample Income Advance lender MOU - There are lots of ways to customize the Income Advance program to fit your company but we don’t want you to waste your time reinventing the wheel. Click the image or here to download a sample loan application. Adapt this to make it your own. https://www.rhinofoodsfoundation.org/resources-feed/sample-income-advance-human-resource-procedure monthly 0.5 2023-09-20 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/5a86b74e-0242-4bfc-ac0f-b3b60f7fcf34/Screenshot+%2884%29.png Resources feed - Sample Income Advance Human Resource Procedure - There are lots of ways to customize the Income Advance program to fit your company but we don’t want you to waste your time reinventing the wheel. Click the image or here to download a sample outline of human resources procedures. Adapt this to make it your own. https://www.rhinofoodsfoundation.org/resources-feed/implementation-guide-employer-sponsored-small-dollar-loan monthly 0.5 2025-01-22 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/0cefe743-6687-4941-8f4f-33d42144b583/Screenshot+%2883%29.png Resources feed - Implementation Guide: Employer-Sponsored Small-Dollar Loan - To complement their feasibility study, the Filene Research Institute and the FINRA Investor Education Foundation created an implementation guide which provides details on program design features, guidance on compliance issues, ways to measure success, and supplemental documents including a sample memorandum of understanding between a credit union and an employer, a loan application, employer and member surveys, and a performance tracker. These resources are geared specifically toward financial institutions and will help to support your lending partner if they are new to offering ESSDL. Click here to access the implementation guide. https://www.rhinofoodsfoundation.org/resources-feed/feasibility-study-report-employer-sponsored-small-dollar-loan monthly 0.5 2025-10-10 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/7aa58505-5d72-47fa-b024-38b05d2831b4/Screenshot+%2882%29.png Resources feed - Feasibility Study Report: Employer-Sponsored Small-Dollar Loan - The Filene Research Institute conducted an 18-month feasibility study to demonstrate that ESSDL programs like Income Advance provide a practical way for financial institutions and employers to help low-to moderate-income wage earners obtain affordable credit. The findings of the study are important to highlight with potential partners. All participants found that the ESSDL was easy to launch and manage. 7 of 11 participating credit unions determined that the ESSDL was profitable during the test period because (1) employers pay a nominal fee based on the number of employees participating in the program and (2)underwriting costs were significantly reduced. ESSDL outperformed financial projections, with reported loss rates ranging from 2 to 3% during the first two phases of product testing. Participating credit unions reported that the program is seen as a valuable community service. https://www.rhinofoodsfoundation.org/resources-feed/sample-employee-application monthly 0.5 2023-09-20 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/c7508307-502a-420c-a24f-a758064e516f/Screenshot+%2881%29.png Resources feed - Sample employee application - There are lots of ways to customize the Income Advance program to fit your company but we don’t want you to waste your time reinventing the wheel. Click the image or here to download a sample loan application. Adapt this to make it your own. https://www.rhinofoodsfoundation.org/resources-feed/questions-for-employees monthly 0.5 2023-09-20 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/9c774969-924b-471f-80e5-9dbb5ea24c69/Questions+for+Employees.png Resources feed - Questions for employees - As you’re preparing to talk with employees about their financial wellness, consider the following: 1. Always start by connecting with the person. You may want to ask how they are doing, about their family, or about a work related topic that you’ve discussed before. 2. Provide context! You can share something like “We’re thinking about ways we can support people at the organization when they face emergency situations. We’re also thinking about how we support their financial wellness more broadly, including things like budgeting, building savings, building credit, and planning for the future. I wanted to get your thoughts on this topic.” Remember, it’s best to ask general questions that relate to the whole workforce rather than asking about their personal finacial life. Download the .pdf by clicking the image or here. https://www.rhinofoodsfoundation.org/resources-feed/ic monthly 0.5 2023-09-20 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/c893ef8d-8b26-4a6c-8bb8-30b0c58918b6/Screenshot+%2879%29.png Resources feed - Income Advance leadership pitch deck - Getting buy-in from your leadership team is a critical first step to successfully implementing the Income Advance Program. We’ve developed this slide deck to help you successfully pitch key stakeholders and decision-makers inside and outside your organization. You’ll make your value proposition clear to company leadership, learn how to engage and partner with a financial institution, think through the details and terms of loans, create a plan for engaging employees, and customize Income Advance to your business. To access to slides, click the image or here. https://www.rhinofoodsfoundation.org/resources-feed/income-advance-b2b-guide monthly 0.5 2023-09-20 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/20f08b6e-0fa1-43f4-ba85-3d09bc435e7f/Screenshot+%2839%29.png Resources feed - Income Advance B2B Guide - Ready to bring Income Advance to your business? This comprehensive guide will give you all the information you need to implement a program that successfully meets the needs of your team. This pdf guide will walk you through all three phases of program implementation: Engaging your stakeholders Assembling your program Roll-out As always, if you have questions, don’t hesitate to ask! You can download the guide by clicking the image or here. https://www.rhinofoodsfoundation.org/resources-feed/income-advance-e-learing-guide monthly 0.5 2023-09-28 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/0713be60-2c83-4e07-82c3-6a9a46fef349/IA%2BOnline%2BGuide.jpg Resources feed - Income Advance e-learning guide - This e-learning guide will take you through the basics of implementing the Income Advance program and provide opportunities to dive deeper when it’s relevant to your business. Most benefits programs present themselves as “turn-key” solutions but don’t provide you with the tools you need to customize the solution to your organization. We’ve provided everything you’ll need to tailor Income Advance ot your https://www.rhinofoodsfoundation.org/resources-feed/income-advance-for-lenders-1 monthly 0.5 2023-09-28 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/5de25d2f-12b2-4c75-944c-9de2511d379f/czM6Ly9tZWRpYS1wcml2YXRlLmNhbnZhLmNvbS9SM3gtWS9NQUZydTFSM3gtWS8xL3AucG5n.png Resources feed - Income Advance for Lenders: A brief guide - The Income Advance Program works so well because of the commitment and alignment of the partners that make it possible. Lenders like community banks and credit unions are an essential piece of the program puzzle. If you are a lender looking to offer the Income Advance loan with an employer partner, use this guide to ensure you are setting up your program for success. If you are an employer recruiting a lending partner, this guide will help you to convey the program clearly and communicate expectations to your potential partner. As always, if you have questions, ask! To view the guide or download a pdf version, click the document image or here. https://www.rhinofoodsfoundation.org/resources-feed/working-bridges monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/employee-exchange monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/freezer-geezer monthly 0.5 2024-12-13 https://www.rhinofoodsfoundation.org/resources-feed/meeting-employee-needs-exemplifies-leadership monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/income-advance-value-proposition monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/start-with-understanding-your-employees-needs monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/income-advance-guide-the-case-for-customizing-to-your-employees-needs monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/income-advance-guide-the-credit-union-value-proposition monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/going-beyond-income-advance monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/justins-experience-with-income-advance-8rwjg monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/vincents-experience-with-income-advance monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/income-advance-guide-the-case-for-a-small-initial-rollout monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/income-advance-the-critical-role-of-managers-and-supervisors monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/why-investing-in-employees-is-good-business-sense monthly 0.5 2023-09-20 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/ae7e619f-bea7-4ee4-9d7a-6193fda0b677/What+Good+Looks+Like.png Resources feed - Why Investing in Employees is Good Business Sense - Talent Rewire developed a series of case studies under the heading, “What Good Looks Like” in the spring of 2023. Two of these cases highlight the Income Advance program - one as it is implemented at SoPark through a community bank with additional wrap around supports and the second as it is implemented at Carhartt through a fintech platform. Reading both cases will give you a good sense of the different ways that the Income Advance program can be implemented and the pros and cons of each. Access the cases by clicking the image or here. https://www.rhinofoodsfoundation.org/resources-feed/lorri-explains-the-income-advance-hr-process-in-two-min monthly 0.5 2023-09-20 https://www.rhinofoodsfoundation.org/resources-feed/blog-post-title-four-me9k3 monthly 0.5 2023-09-20 https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/9ac53ba9-1d39-41e8-a337-ea3a44adc10e/Screenshot+%2878%29.png Resources feed - Understand your Employees Needs - Do you want to know what your employees need from a workplace financial wellness program? Ask! This tool will help you better understand your employees' financial health and assess if the Income Advance Program is a good fit for your team. 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Together, we can build a different type of workplace: one where dignity, community, and shared humanity are at the center. https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/1734019442238-E81OIGHAUGFK01NM0UFT/2.png 2024 Appeal - Income Advance puts community and humanity at the core of the workplace. By offering Income Advance employers are providing something more meaningful than a traditional benefit. They are unlocking access to credit that will not just cover emerging costs, but change their employees’ long-term financial trajectory. https://images.squarespace-cdn.com/content/v1/64b57e2a3b96ff624836ffb1/1734019407735-01PIQMVZCKSSY98D6B5J/1.png 2024 Appeal - Increasing financial insecurity, concerns around employee retention, and growing distrust and disillusionment are proof that business as usual is not working—for employees and employers alike. Income Advance is an exciting example of the way employers can transform the status quo. https://www.rhinofoodsfoundation.org/income-advance-roi-calculator daily 0.75 2025-07-29 https://www.rhinofoodsfoundation.org/2025-annual-report daily 0.75 2025-12-18