Income Advance ROI Calculator
Calculate the return on investment for employer-sponsored small dollar loan programs
Income Advance Program Information
Longer employment requirements reduce default risk and program cost
Employee Count by Salary Range
Under $30,000
Cost per turnover: 16% of salary
$30,000 - $50,000
Cost per turnover: 20% of salary
$50,000 - $75,000
Cost per turnover: 39.6% of salary
$75,000 - $100,000
Cost per turnover: 125% of salary
Over $100,000
Cost per turnover: 213% of salary
Percentage of employees who leave annually
ROI Scenarios
Program Impact Scenarios:
Conservative (5% improvements): Minimal program impact with modest engagement and retention gains
Moderate (15% improvements): Typical program results based on employer feedback data
Optimistic (25% improvements): Best-case scenario with high program adoption and impact
Conservative Scenario (5% improvements)
Return on Investment:
0%
Payback Period:
0 months
Reduced Turnover Costs:
$0
Increased Productivity:
$0
Reduced Absenteeism:
$0
Net Benefit:
$0
Moderate Scenario (15% improvements)
Return on Investment:
0%
Payback Period:
0 months
Reduced Turnover Costs:
$0
Increased Productivity:
$0
Reduced Absenteeism:
$0
Net Benefit:
$0
Optimistic Scenario (25% improvements)
Return on Investment:
0%
Payback Period:
0 months
Reduced Turnover Costs:
$0
Increased Productivity:
$0
Reduced Absenteeism:
$0
Net Benefit:
$0
Program Details
Annual Program Cost:
$0
Expected Annual Loan Volume:
0 loans
Expected Annual Lending:
$0
Expected Charge-off Rate:
12.5%
Total Employees:
0